If you work as an individual paid carer who provides services to someone with a disability, and you are not employed by an agency or company direct, you may need your own carer insurance.
At Fully Insured we work with Carers to provide an affordable solution with the best possible protection.
Public Liability insurance is recommended for any business that interacts in public places. As a carer, there is always the potential for something to go wrong – and accidents do happen. We can provide Insurance cover of up to $20,000,000 cover to protect you for Public Liability.
If you provide advice or services in your daily work as a carer, it’s important to protect your business against potential claims of malpractice or professional misconduct. You may be very confident that you have done nothing wrong, but if a claim arises this insurance protects you for defence against such a claim. That’s why we offer professional indemnity insurance as part of our Carer specific business insurance package.
Most businesses require you to provide evidence that you have this insurance in place, called a Certificate of Currency, which we can assist with once your policy is in place with Fully Insured.
When your self employed, workers compensation insurance is not in place for you. Its important that you consider Personal Accident insurance
An injury or sickness that is the result of:
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