Motor Trade is Fully Insured’s Specialty, our business owner Andrew Fitzpatrick has worked 12 years within the insurance industry working at Capricorn Society, Australia’s largest Motor Trade Cooperative.
Andrews last role was Head of Sales of Capricorn Risk Services for Austrlaia and New Zealand, as well as previously operating 6 Service Stations and workshops over 20 years, and a Repco Auto Repairer for 8 years. Yes, its a challenging business, but we know it inside and out!
We understand the risks associated with the Motor Trade, the many nuances that require the correct cover, and with Andrews experience in dealing with gaps that many have had in cover in the past.
Some claim to be, but WE are the Motor Trade Specialist in insurance!
Operating a business in the Motor Trade is complex, with many risks associated with a workshop.
Fire and Perils – Cover for the risks associated with fire or storm damage.
Glass – Broken Glass replacement cover
Business Interruption – Cover to keep your business financially supplorted to keep going, retain your staff and pay your bills and loans whilst you are unable to trade due to an event/claim under the Fire & Perils section.
Public and Products Liability – With a normal business this would cover for the risk of someone slipping over in your workshop, but from Fully Insured we provide Motor Trade extensions to best protect your business. We include Rectification of faulty workmanship is automatically covered up to $20,000 in any one period of insurance, and further extensions to protect you against the risk of claims associated with Customer Motor Vehicles in your Care, Custody and Control.
Theft – Protection for loss of assets from a break in. We can also negotiate extensions to protect goods from being stolen in the open air.
Professional Indemnity – A must have cover if you are providing paid advice to your clients, such as vehicle inspections or Registration checks. This protects your business may have provided some advice that may have caused a customer to be financially disadvantaged.
Money – Protection against having money stolen.
Machinery Breakdown – Protection for fusion and other machinery that may fail and require repairing.
Customers’ Vehicles – Cover for you driving your customers vehicles, this cover is one of the most claimed by the Motor Trade.