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Business Insurance

Protect the business you’ve worked so hard to build

A business takes years to build – but an accident or disaster could destroy it all in minutes. That’s why businesses should help protect themselves with a quality business insurance pack.

With the right cover in place, owners can run their business with confidence, knowing that their premises, stock, equipment and reputation are protected by insurance.

Who should consider it?

Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business.

What can it cover?

Business insurance packs can offer general protection for a business, which may include cover against:

  • Property damage
  • Business interruption
  • Theft
  • Money
  • Glass
  • Public and Products Liability
  • Transit
  • Electronic equipment breakdown
  • Machinery breakdown
  • General property
  • Tax audit
  • Employee dishonesty

What isn’t covered?

There are exclusions. There is also often a deductible or excess and limits on cover, so check with us to find out what these are.


It’s your business, protect it.

Business insurance is an essential part of running any business and incorporates part of a risk management strategy. If you are operating a business, chances are that you will need more than just property or liability insurance. Taking out the right insurance will help protect your business and minimise its exposure to risk.

Business insurance packages offer wide-ranging protection for your business under the one policy. Business insurance is completely flexible allowing you to combine multiple policy coverage‚ to individually tailor your policy to meet your specific business needs.

We also specialise in offering small business insurance solutions as we understand that all businesses are unique in their requirements. As an insurance broker, we have access to a range of markets and can quickly and simply organise multiple quotes on your behalf.

We can discuss your individual small business insurance requirements to ensure that your business is adequately protected giving you multiple options with cover and price.

We have the knowledge and experience to advise on what covers may be suitable to your specific needs, regardless of the type and size of your business.

Business insurance policy covers include:

  • Property – Damage to your buildings, contents and stock caused by fire & other listed perils including accidental damage.
  • Business Interruption – The shortfall in your business income caused by the interruption to your business after you’ve had an insured loss.
  • Theft – Theft of business contents or stock from your premises
  • Money – Theft of money either from your premises, in transit or at your private residence.
  • Glass – Breakage of internal and external glass including signs.
  • Public & Products Liability – Your legal liability to pay compensation for personal injury or property damage you or your business may cause.
  • Machinery Breakdown – Damage to machinery including air conditioning units caused by breakdown. Refrigerated or frozen goods can also be covered against deterioration following a claimable breakdown.
  • Employee Dishonesty – Fraud or dishonest acts by your employees.
  • Computers & Electronic Equipment – Fire, theft, accidental damage, breakdown and business interruption cover for computers and electronic equipment.
  • General Property – Also called tools of trade cover, protecting your business items that are regularly removed from your business address. Can be cover for fire, theft and accidental damage.
  • Transit – Protection for items that your business sends and receieves either from transits within Australia, importing or exporting
  • Tax Investigation – Costs incurred by your accountant or registered tax agent (after receiving notification from the ATO) in conducting an audit or investigation in relation to your liability to pay tax.
  • Commercial Motor – Covering your business vehicles including sedans, utes, vans, heavy vehicles, trailers and plant & equipment.

Business Insurance packages can be tailored to any business from any industry sector including retail, manufacturing, warehousing, transport, construction and professional services.

To speak to a specialist Insurance Broker today, please either complete your details in the form below or call us on  1300 768411 

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