Home & Landlord Insurance

Home Insurance

Your home is far more than a physical asset. Home is safety, security, familiarity and comfort – so an extreme weather event, accident or home invasion could cost you more than a material loss.

That’s why it makes good sense to help protect your precious home with quality insurance – and make sure you have the right type and amount of cover to help keep your home and possessions safe.

What does it cover

Depending on your policy Home Insurance can include:

• Home Insurance: covers your building against things like flood, fire, explosion, natural disasters such as earthquake, storms or lightning strikes, damage by vandalism or break-in, and liability to third parties.
• Contents Insurance: protects your valuable possessions, such as furniture, electronic items, whitegoods, sporting equipment and jewellery – so you can repair or replace them if they are damaged or stolen.
• Accidental Damage cover is an extension to policy that can protect you for loss or damage to your personal property Australia wide, away from your home. There are some exclusions so please check with Fully Insured for clarity.

Additional Cover for Landlords

The cover you’ll receive depends on the policy that you take out, but your landlord insurance policy may include:

• Automatic cover for flood, fire or explosion
• Liability cover for injury or loss of life to a third party or their property
• Cover for to landlord’s contents – like carpets, curtains, washing machines and ovens
• Catastrophe cover
• The option to cover loss of rent
• Loss or damage caused by tenants or their visitors
• Electric motor burnout
• Tax audit cover (up to $5,000)
• Extra cover for demolition and debris removal